Home Warranty Programs in Illinois

WarrantyRE helps Illinois home service contractors turn warranty obligations into owner-controlled reinsurance programs. Instead of sending underwriting profits to third-party providers, you can build a compliant, supported structure for HVAC, plumbing, roofing, and electrical warranties—especially valuable in a state where winter freezes, spring storms, and summer system strain create real callback risk for growing contractors statewide.

Contractor reviewing home warranty reinsurance documents

Our Home Warranty Programs Services

WarrantyRE builds contractor-owned warranty reinsurance programs that help trade businesses retain profit and manage claims.

Own Warranty Company

Set up and own a warranty reinsurance company designed to replace third-party warranty providers while keeping underwriting profits inside your business structure.

Reinsurance Benefits

Capture warranty profits, support tax planning, improve customer satisfaction, and reduce the financial impact of callbacks with a managed reinsurance program.

HVAC Warranty Reinsurance

Reinsure labor warranties on furnace, AC, heat pump, and mini split installations while building warranty fees into customer proposals.

Plumbing Warranty Reinsurance

Help plumbing contractors reinsure labor warranties on service work, protect against costly callbacks, and keep unused warranty funds in-house.

Electrical Warranty Reinsurance

Create a contractor-owned reinsurance structure for electrical labor warranties, with claims administration and ongoing program support handled by WarrantyRE.

Roofing Warranty Reinsurance

Build warranty fees into roofing jobs, protect against workmanship claims, and retain underwriting profits through a contractor-owned reinsurance company.

Warranty consultant explaining reinsurance setup process

Our Warranty Reinsurance Setup Process

Analyze Your Warranty Opportunity

WarrantyRE reviews your current warranty approach, third-party costs, callback exposure, and service mix. For Illinois contractors, this includes considering seasonal warranty pressure from freezing pipes, storm-related roofing issues, and heavy HVAC demand.

Design Your Reinsurance Structure

Build Pricing and Program Workflows

Launch With Training and Administration

Optimize Long-Term Performance

Proven Profit Retention

Client Success Stories

See how business owners use reinsured warranty structures to keep more profit and improve service control.

"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."

Tracy Myers

"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."

Michael Darrow
The WarrantyRE Difference

Why Choose WarrantyRE?

WarrantyRE combines decades of reinsurance experience with full-service support for contractor-owned warranty programs.

Since 1994

Founded by Tim Byrd, WarrantyRE brings over 30 years of reinsurance program experience.

Full Support

We manage setup, claims, compliance, reporting, bookkeeping, filings, renewals, and staff training.

Illinois Insight

Programs can reflect Illinois contractors’ seasonal callback risk from freezes, storms, and HVAC strain.

Profit Alignment

You retain underwriting profits, and WarrantyRE succeeds only when your program succeeds.

Meet The WarrantyRE Team

Experienced leadership supporting contractor-owned warranty reinsurance programs.

Tim Byrd, Founder

Tim Byrd

Founder

Tim Byrd founded WarrantyRE in 1994 in Southeast Virginia with a vision to help business owners build more efficient and profitable warranty programs. Over the decades, he has guided the company from its roots in automotive reinsurance into expanded solutions for home service industries, including HVAC. His experience centers on helping owners replace third-party warranty arrangements with contractor-owned structures that retain underwriting profits and improve long-term financial performance. Tim's leadership has shaped WarrantyRE's reputation for practical guidance, compliance-minded administration, and relationship-driven service. His work continues to focus on helping HVAC contractors create stronger businesses through smarter warranty strategy, better customer experience, and sustainable recurring revenue opportunities.

Taylor Byrd, President

Taylor Byrd

President

As President of WarrantyRE, Taylor Byrd helps lead the company's continued growth in contractor and dealer reinsurance solutions. Taylor supports clients through program development, operational alignment, and long-term strategy designed to help owners keep more of the profits generated by their warranty offerings. With WarrantyRE's decades-long foundation behind her, she plays a key role in maintaining a high standard of service while expanding the company's reach into industries like HVAC. Her leadership supports a client experience centered on clarity, responsiveness, and measurable business value. Taylor works to ensure contractors receive the structure, support, and administrative resources needed to launch and manage reinsurance programs with confidence and consistency.

Parker Byrd, Vice President

Parker Byrd

Vice President

Parker Byrd joined WarrantyRE in 2018 after serving six years in the United States Army as a Crew-Chief on CH-47 helicopters. As Vice President, he brings discipline, operational focus, and a service-first mindset to the company's work with contractors and dealers. Parker supports clients as they establish new reinsurance companies and navigate the practical steps involved in building profitable warranty programs. His background reflects a strong commitment to structure, accountability, and helping businesses operate more effectively. For HVAC contractors, that means working with a team leader who understands the importance of dependable systems, clear processes, and long-term planning. Parker's role helps ensure clients receive steady guidance as they transition away from third-party warranty providers toward ownership and profit retention.

Heather Spruill, Office Manager and Controller

Heather Spruill

Office Manager / Controller

Heather Spruill joined WarrantyRE in 2013 after earning her MBA and has become a key part of the company’s day-to-day operations and financial oversight. As Office Manager and Controller, she helps ensure clients receive responsive support and organized administration throughout the life of their warranty programs. Her role is especially valuable for contractors who need dependable coordination around reporting, documentation, and internal processes. Heather is known for her commitment to clients and her ability to keep complex workflows moving smoothly, which supports the high-touch service model WarrantyRE is known for. Her blend of financial knowledge, operational discipline, and customer care helps roofing contractors feel supported as they transition to a contractor-owned workmanship warranty structure.

Kristi Cashman VP of Business Development headshot

Kristi Cashman

VP of Business Development

Kristi Cashman brings strategic management and marketing expertise to WarrantyRE's client growth efforts. With a passion for helping individuals and businesses reach their highest potential, she works closely with clients who want to improve efficiency, productivity, and profitability through reinsurance. As VP of Business Development, Kristi helps communicate the value of contractor-owned warranty programs in a way that is practical, clear, and growth-focused. Her background supports businesses that need both strategic insight and actionable guidance as they evaluate alternatives to third-party warranty providers. Kristi's ability to connect business goals with operational solutions makes her a valuable resource for contractors looking to build stronger margins and long-term customer loyalty.

Brenda West headshot

Brenda West

Account Manager

Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at WarrantyRE. Her background also includes financial experience as an F&I Manager at a successful dealership, giving her a strong understanding of program performance, customer-facing products, and profitability. That combination helps her support clients with practical insight as they establish and manage their own warranty reinsurance structures. Brenda understands how important clarity, responsiveness, and follow-through are when businesses are making strategic financial decisions. Her experience helps clients feel supported throughout the process, from setup questions to ongoing account needs, making her a dependable point of contact for businesses seeking a more profitable warranty model.

Courtney Norville headshot

Courtney Norville

Business Development Associate

Courtney Norville joined WarrantyRE in 2023, bringing organizational strength and detail-oriented support developed through her background in property management. In her role as Business Development Associate, she assists clients as they form new companies and move through the early stages of implementation. Her ability to keep processes organized and communication clear is especially valuable for contractors navigating the setup of a new warranty reinsurance structure. Courtney helps ensure clients have the support they need during a critical phase of program development, contributing to a smoother onboarding experience. Her practical mindset and commitment to service make her an important part of the team that helps businesses launch with confidence.

Ryleigh headshot

Ryleigh

Administrative Assistant

Ryleigh joined WarrantyRE in 2020 and quickly became a valued part of the team through her strong desire to help others and support daily operations. As Administrative Assistant, she contributes to the organized, responsive experience clients rely on when working through program setup and ongoing administration. Her role helps keep communication moving, details managed, and internal processes supported so the broader team can serve clients efficiently. Ryleigh's dependable approach and positive attitude strengthen the client experience behind the scenes, especially for businesses that need timely answers and coordinated support. She represents the kind of attentive service that helps WarrantyRE maintain long-term relationships with the contractors and dealers it serves.

Frequently Asked Questions

Is there a home warranty that covers plumbing?

Yes—plumbing coverage can be part of a home warranty program, but WarrantyRE’s model is built for plumbing contractors, not homeowners buying a monthly plan. We help plumbing business owners reinsure labor warranties on service work, build warranty fees into job pricing, and retain underwriting profits while WarrantyRE administers claims and program support.

How much does HomeServe cost per month?

Does WarrantyRE sell home warranty plans directly to Illinois homeowners?

How does contractor-owned warranty reinsurance work?

Which home service trades can use these warranty programs?

What support is included after the warranty company is set up?

Who controls the claims experience in a reinsured warranty program?

What makes reinsurance different from using a third-party warranty provider?

Still Have Warranty Questions?

Talk with WarrantyRE about building a contractor-owned program.

Trusted Experience

Awards and Recognition

Since 1994 trust badge

Since 1994

Over 30 years of reinsurance experience.

Industry association sponsor badge

Industry Association Sponsor

Active sponsor across national industry associations.

A-rated insurer support badge

A-Rated Insurer Support

Reinsurance company supported by A-rated insurers.

Build Your Own Warranty Program

Share your business goals, trade focus, and current warranty approach. WarrantyRE will help you explore whether a contractor-owned reinsurance structure fits your Illinois home service business.

Contact Us Today

For immediate assistance, feel free to give us a direct call at (804) 824-9533.