PORC Setup
Establish your own contractor-owned reinsurance company with guidance on formation, structure design, legal setup, and implementation tailored to labor warranty programs.
Build a Producer Owned Reinsurance Company (PORC) that helps your contracting business retain underwriting profits, control warranty risk, and replace costly third-party providers. WarrantyRE guides contractors through setup, compliance, claims administration, and ongoing optimization so your labor warranty program becomes a stronger profit center instead of a recurring expense.
Contractor-focused reinsurance solutions designed to replace third-party warranty providers and keep underwriting profits in your business.
Establish your own contractor-owned reinsurance company with guidance on formation, structure design, legal setup, and implementation tailored to labor warranty programs.
Get full-service support for claims adjudication, bookkeeping, reporting, renewals, and ongoing administration so your PORC runs efficiently without adding internal burden.
Reinsure labor warranties on furnaces, AC systems, heat pumps, and mini splits while retaining unused funds and underwriting profits inside your own structure.
Protect plumbing service work with a contractor-owned reinsurance structure that helps reduce callback costs and keeps warranty-related profits under your control.
Support electrical labor warranties through a PORC model that builds warranty fees into job pricing and preserves underwriting gains for your company.
Create a reinsurance-backed roofing warranty program that helps manage claim exposure, fund obligations properly, and retain profits from every qualifying job.
A Producer Owned Reinsurance Company gives contractors a smarter way to manage labor warranty exposure while keeping underwriting profits that would otherwise go to outside providers. WarrantyRE handles formation, compliance, claims administration, reporting, and training, helping your business build a tax-advantaged structure that supports stronger margins, better customer experience, and long-term financial control.
See how business owners use reinsurance structures to improve profitability and control warranty performance.
Contractors trust WarrantyRE for experienced guidance, full administration, and a proven reinsurance model built for long-term value.
More than 30 years of reinsurance experience supporting business owners with proven program design.
We manage claims, bookkeeping, filings, renewals, reporting, and compliance from start to finish.
Programs are tailored for HVAC, plumbing, electrical, roofing, and broader home service contractors.
Your company keeps underwriting profits instead of sending recurring warranty dollars to third parties.
Experienced leaders guiding contractor reinsurance programs nationwide.
Founder
Tim Byrd founded WarrantyRE in 1994 and has spent decades helping business owners build more efficient, profitable warranty programs. Starting in Southeast Virginia, he developed the company around a practical vision: give owners a better alternative to third-party warranty providers and help them retain the profits their businesses generate. His experience spans reinsurance structure design, program strategy, and long-term client guidance. Under his leadership, WarrantyRE expanded from automotive roots into the home service market, supporting contractors who want more control over claims, customer experience, and financial performance. Tim remains closely associated with the company’s mission of educating owners and helping them use reinsurance as a tool for stronger operations and lasting profitability.
President
As President of WarrantyRE, Taylor Byrd helps lead the company’s continued growth in contractor and dealer reinsurance solutions. He supports the strategic direction of programs designed to help owners replace third-party warranty arrangements with structures they control. Taylor’s role centers on maintaining a high standard of service, guiding implementation, and ensuring clients receive practical support as they establish and manage their own reinsurance companies. Working within a family business built on decades of industry experience, he contributes to the company’s focus on education, responsiveness, and long-term client success. His leadership helps keep WarrantyRE aligned with its mission of improving profitability, strengthening customer experience, and giving business owners a more effective way to manage warranty-related risk.
Vice President
Parker Byrd joined WarrantyRE in 2018 after serving six years in the United States Army as a Crew-Chief on CH-47 helicopters. His background reflects discipline, accountability, and a strong service mindset that carries into his work with business owners exploring reinsurance solutions. As Vice President, Parker supports clients through growth-focused conversations and helps reinforce the company’s commitment to practical, relationship-driven guidance. He is also pursuing a degree in Business Administration, adding formal business training to his operational experience. Based in Tappahannock, Virginia, Parker represents the next generation of leadership at WarrantyRE, helping contractors understand how to structure warranty programs more profitably while maintaining the dependable support clients expect throughout setup and ongoing administration.
Office Manager / Controller
Heather Spruill has been part of WarrantyRE since 2013 and brings strong financial and operational leadership to the team. After earning her MBA in 2012, she built a reputation for responsiveness, organization, and client care that supports the company’s day-to-day excellence. As Office Manager and Controller, Heather helps keep internal processes, financial oversight, and client support running smoothly, making her an important part of the administrative backbone behind each reinsurance program. Her commitment to service is evident in every interaction, and she is known for creating a dependable, welcoming experience for clients. Beyond the office, Heather is active in charitable work and community service, reflecting the people-first values that shape WarrantyRE’s culture and long-term client relationships.
A producer-owned reinsurance company, often called a PORC, is a business structure that allows a contractor to reinsure its own warranty obligations instead of paying a third-party provider to keep those profits. In practice, warranty fees are built into job pricing, claims are administered through the program, and underwriting profits can remain with the contractor in a tax-advantaged structure.
Talk with our team about setup, administration, and contractor fit.
WarrantyRE supports contractors across the United States with guided PORC setup and ongoing administration.
Nationwide U.S.
Coverage
30+ Years
Experience
400+ Businesses
Clients Served
Ask if your contractor business is a fit.
Decades of reinsurance program experience.
Proven track record serving business owners.
Active supporter of industry associations.
Share a few details about your business and warranty program goals. Our team will review your contractor model, explain how a PORC works, and outline the next steps for setup and administration.
For immediate assistance, feel free to give us a direct call at (804) 824-9533
For immediate assistance, feel free to give us a direct call at (804) 824-9533