HVAC Reinsurance
Set up a contractor-owned reinsurance company for HVAC labor warranties so your business keeps underwriting profits from furnace, AC, heat pump, and mini split installations.
WarrantyRE helps contractors replace third-party warranty providers with contractor-owned reinsurance structures that retain underwriting profits, reduce callback risk, and improve control over the claims experience. Backed by more than 30 years in business, our team handles setup, compliance, administration, and ongoing support so your warranty program becomes a profit center instead of an expense.

Specialized reinsurance and warranty program solutions built for contractors who want to retain profits and control claims.
Set up a contractor-owned reinsurance company for HVAC labor warranties so your business keeps underwriting profits from furnace, AC, heat pump, and mini split installations.
Reinsure plumbing labor warranties through your own structure, helping reduce callback exposure, improve margin retention, and replace outside warranty providers with a program you control.
Create an electrical warranty reinsurance program that builds warranty fees into job pricing, supports claims administration, and keeps unused underwriting funds with your company.
Protect roofing and exterior jobs with a contractor-owned warranty reinsurance structure designed to retain profits, support claims handling, and strengthen long-term business stability.
WarrantyRE manages company formation, structure design, compliance, training, bookkeeping, and optimization so contractors can own their own warranty company with confidence.
Get full-service claims adjudication, reporting, and administrative support that helps your team deliver a smoother customer experience while protecting underwriting performance.
WarrantyRE helps contractors transform warranty programs from a recurring expense into a controlled revenue opportunity. Instead of sending money to third-party providers, you can reinsure labor warranties through your own tax-advantaged structure and retain underwriting profits. Our team supports formation, compliance, claims administration, training, and reporting, giving your business a practical way to improve margins, reduce warranty risk, and strengthen customer confidence.

See how business owners use reinsurance to retain profits and improve warranty program performance.
Contractors choose WarrantyRE for experienced guidance, full administration, and long-term program support.
More than 30 years helping business owners build profitable, compliant warranty reinsurance programs.
We handle claims adjudication, compliance, bookkeeping, reporting, renewals, and legal filings.
Programs are tailored for HVAC, plumbing, electrical, roofing, and general contractor business models.
Your company keeps underwriting profits instead of sending them to outside warranty providers.
Experienced leaders supporting contractor warranty growth.

Founder
Tim Byrd founded WarrantyRE in 1994 in Southeast Virginia with a vision to help business owners build more efficient and profitable warranty programs. Over the decades, he has guided the company from its roots in automotive reinsurance into expanded solutions for home service industries, including HVAC. His experience centers on helping owners replace third-party warranty arrangements with contractor-owned structures that retain underwriting profits and improve long-term financial performance. Tim's leadership has shaped WarrantyRE's reputation for practical guidance, compliance-minded administration, and relationship-driven service. His work continues to focus on helping HVAC contractors create stronger businesses through smarter warranty strategy, better customer experience, and sustainable recurring revenue opportunities.

President
As President of WarrantyRE, Taylor Byrd helps lead the company's continued growth in contractor and dealer reinsurance solutions. Taylor supports clients through program development, operational alignment, and long-term strategy designed to help owners keep more of the profits generated by their warranty offerings. With WarrantyRE's decades-long foundation behind her, she plays a key role in maintaining a high standard of service while expanding the company's reach into industries like HVAC. Her leadership supports a client experience centered on clarity, responsiveness, and measurable business value. Taylor works to ensure contractors receive the structure, support, and administrative resources needed to launch and manage reinsurance programs with confidence and consistency.

Vice President
Parker Byrd joined WarrantyRE in 2018 after serving six years in the United States Army as a Crew-Chief on CH-47 helicopters. As Vice President, he brings discipline, operational focus, and a service-first mindset to the company's work with contractors and dealers. Parker supports clients as they establish new reinsurance companies and navigate the practical steps involved in building profitable warranty programs. His background reflects a strong commitment to structure, accountability, and helping businesses operate more effectively. For HVAC contractors, that means working with a team leader who understands the importance of dependable systems, clear processes, and long-term planning. Parker's role helps ensure clients receive steady guidance as they transition away from third-party warranty providers toward ownership and profit retention.

Office Manager / Controller
Heather Spruill joined WarrantyRE in 2013 after earning her MBA and has become a key part of the company’s day-to-day operations and financial oversight. As Office Manager and Controller, she helps ensure clients receive responsive support and organized administration throughout the life of their warranty programs. Her role is especially valuable for contractors who need dependable coordination around reporting, documentation, and internal processes. Heather is known for her commitment to clients and her ability to keep complex workflows moving smoothly, which supports the high-touch service model WarrantyRE is known for. Her blend of financial knowledge, operational discipline, and customer care helps roofing contractors feel supported as they transition to a contractor-owned workmanship warranty structure.

VP of Business Development
Kristi Cashman brings strategic management and marketing expertise to WarrantyRE's client growth efforts. With a passion for helping individuals and businesses reach their highest potential, she works closely with clients who want to improve efficiency, productivity, and profitability through reinsurance. As VP of Business Development, Kristi helps communicate the value of contractor-owned warranty programs in a way that is practical, clear, and growth-focused. Her background supports businesses that need both strategic insight and actionable guidance as they evaluate alternatives to third-party warranty providers. Kristi's ability to connect business goals with operational solutions makes her a valuable resource for contractors looking to build stronger margins and long-term customer loyalty.

Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at WarrantyRE. Her background also includes financial experience as an F&I Manager at a successful dealership, giving her a strong understanding of program performance, customer-facing products, and profitability. That combination helps her support clients with practical insight as they establish and manage their own warranty reinsurance structures. Brenda understands how important clarity, responsiveness, and follow-through are when businesses are making strategic financial decisions. Her experience helps clients feel supported throughout the process, from setup questions to ongoing account needs, making her a dependable point of contact for businesses seeking a more profitable warranty model.

Business Development Associate
Courtney Norville joined WarrantyRE in 2023, bringing organizational strength and detail-oriented support developed through her background in property management. In her role as Business Development Associate, she assists clients as they form new companies and move through the early stages of implementation. Her ability to keep processes organized and communication clear is especially valuable for contractors navigating the setup of a new warranty reinsurance structure. Courtney helps ensure clients have the support they need during a critical phase of program development, contributing to a smoother onboarding experience. Her practical mindset and commitment to service make her an important part of the team that helps businesses launch with confidence.

Administrative Assistant
Ryleigh joined WarrantyRE in 2020 and quickly became a valued part of the team through her strong desire to help others and support daily operations. As Administrative Assistant, she contributes to the organized, responsive experience clients rely on when working through program setup and ongoing administration. Her role helps keep communication moving, details managed, and internal processes supported so the broader team can serve clients efficiently. Ryleigh's dependable approach and positive attitude strengthen the client experience behind the scenes, especially for businesses that need timely answers and coordinated support. She represents the kind of attentive service that helps WarrantyRE maintain long-term relationships with the contractors and dealers it serves.
A warranty underwriter evaluates the financial risk behind warranty obligations and helps structure a program that can responsibly cover future claims. In WarrantyRE's model, contractors use a reinsurance structure to underwrite labor warranty exposure more strategically, retain underwriting profits, and gain better control over claims administration, pricing, and long-term reserve performance instead of relying entirely on a third-party provider.
Talk with our team about contractor warranty program options.
Decades of reinsurance program experience.
Proven support across the United States.
Active supporter of industry organizations.
Tell us about your contracting business and current warranty model. We'll help you understand whether a contractor-owned reinsurance structure fits your goals, operations, and growth plans.
For immediate assistance, feel free to give us a direct call at (804) 824-9533.
For immediate assistance, feel free to give us a direct call at (804) 824-9533.