Small Electrical Business Insurance in Colorado

For Colorado electrical contractors managing service calls, installations, and callback risk, WarrantyRE helps create contractor-owned warranty reinsurance structures that complement your broader business protection strategy. Instead of sending warranty dollars to third-party providers, your small electrical business can retain underwriting profits, improve customer experience, and build a more sustainable warranty program with experienced administrative support.

Colorado electrical contractor reviewing warranty reinsurance paperwork

Our Small Electrical Business Insurance Services

WarrantyRE helps electrical contractors control warranty risk, retain profits, and improve customer satisfaction through reinsurance.

Electrical Warranty Reinsurance

Build a contractor-owned reinsurance structure for labor warranties on electrical work, with warranty fees included in job pricing, claims administered by WarrantyRE, and unused funds retained by your business.

Warranty Company Setup

WarrantyRE manages the formation, structure design, legal filings, compliance steps, training, and administrative foundation needed to help your electrical business own its warranty program.

Profit Retention Support

Replace third-party warranty providers with a tax-advantaged structure designed to help contractors retain underwriting profits, control claims experience, and turn service work into long-term financial value.

Advisor reviewing electrical warranty reinsurance process with business owner

Our Electrical Reinsurance Setup Process

Review Your Current Warranty Approach

We start by evaluating how your Colorado electrical business handles labor warranties, callbacks, pricing, and customer expectations. This helps identify where third-party costs, claim exposure, or missed profit opportunities may be limiting your growth.

Design Your Reinsurance Structure

Handle Formation And Compliance

Train Your Team For Launch

Administer Claims And Reporting

Proven Profit Model

Client Success

WarrantyRE has helped hundreds of business owners improve profitability through reinsured warranty programs.

"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."

Jody Midgette
The WarrantyRE Difference

Why Choose WarrantyRE?

WarrantyRE brings decades of reinsurance experience to electrical contractors ready to own their warranty economics.

Since 1994

Over 30 years helping business owners build more profitable warranty and reinsurance programs.

Full Administration

We manage claims, compliance, reports, bookkeeping, filings, tax returns, and renewals.

Contractor Focus

Colorado electrical contractors receive guidance built around service work, callbacks, warranties, and customer trust.

Profit Control

Keep warranty profits in your business instead of sending them to third-party providers.

Meet The WarrantyRE Team

Experienced leaders supporting electrical contractors with warranty reinsurance.

Tim Byrd, Founder

Tim Byrd

Founder

Tim Byrd founded WarrantyRE in 1994 in Southeast Virginia with a vision to help business owners build more efficient and profitable warranty programs. Over the decades, he has guided the company from its roots in automotive reinsurance into expanded solutions for home service industries, including HVAC. His experience centers on helping owners replace third-party warranty arrangements with contractor-owned structures that retain underwriting profits and improve long-term financial performance. Tim's leadership has shaped WarrantyRE's reputation for practical guidance, compliance-minded administration, and relationship-driven service. His work continues to focus on helping HVAC contractors create stronger businesses through smarter warranty strategy, better customer experience, and sustainable recurring revenue opportunities.

Taylor Byrd, President

Taylor Byrd

President

As President of WarrantyRE, Taylor Byrd helps lead the company's continued growth in contractor and dealer reinsurance solutions. Taylor supports clients through program development, operational alignment, and long-term strategy designed to help owners keep more of the profits generated by their warranty offerings. With WarrantyRE's decades-long foundation behind her, she plays a key role in maintaining a high standard of service while expanding the company's reach into industries like HVAC. Her leadership supports a client experience centered on clarity, responsiveness, and measurable business value. Taylor works to ensure contractors receive the structure, support, and administrative resources needed to launch and manage reinsurance programs with confidence and consistency.

Parker Byrd, Vice President

Parker Byrd

Vice President

Parker Byrd joined WarrantyRE in 2018 after serving six years in the United States Army as a Crew-Chief on CH-47 helicopters. As Vice President, he brings discipline, operational focus, and a service-first mindset to the company's work with contractors and dealers. Parker supports clients as they establish new reinsurance companies and navigate the practical steps involved in building profitable warranty programs. His background reflects a strong commitment to structure, accountability, and helping businesses operate more effectively. For HVAC contractors, that means working with a team leader who understands the importance of dependable systems, clear processes, and long-term planning. Parker's role helps ensure clients receive steady guidance as they transition away from third-party warranty providers toward ownership and profit retention.

Heather Spruill, Office Manager and Controller

Heather Spruill

Office Manager / Controller

Heather Spruill joined WarrantyRE in 2013 after earning her MBA and has become a key part of the company’s day-to-day operations and financial oversight. As Office Manager and Controller, she helps ensure clients receive responsive support and organized administration throughout the life of their warranty programs. Her role is especially valuable for contractors who need dependable coordination around reporting, documentation, and internal processes. Heather is known for her commitment to clients and her ability to keep complex workflows moving smoothly, which supports the high-touch service model WarrantyRE is known for. Her blend of financial knowledge, operational discipline, and customer care helps roofing contractors feel supported as they transition to a contractor-owned workmanship warranty structure.

Kristi Cashman VP of Business Development headshot

Kristi Cashman

VP of Business Development

Kristi Cashman brings strategic management and marketing expertise to WarrantyRE's client growth efforts. With a passion for helping individuals and businesses reach their highest potential, she works closely with clients who want to improve efficiency, productivity, and profitability through reinsurance. As VP of Business Development, Kristi helps communicate the value of contractor-owned warranty programs in a way that is practical, clear, and growth-focused. Her background supports businesses that need both strategic insight and actionable guidance as they evaluate alternatives to third-party warranty providers. Kristi's ability to connect business goals with operational solutions makes her a valuable resource for contractors looking to build stronger margins and long-term customer loyalty.

Brenda West headshot

Brenda West

Account Manager

Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at WarrantyRE. Her background also includes financial experience as an F&I Manager at a successful dealership, giving her a strong understanding of program performance, customer-facing products, and profitability. That combination helps her support clients with practical insight as they establish and manage their own warranty reinsurance structures. Brenda understands how important clarity, responsiveness, and follow-through are when businesses are making strategic financial decisions. Her experience helps clients feel supported throughout the process, from setup questions to ongoing account needs, making her a dependable point of contact for businesses seeking a more profitable warranty model.

Courtney Norville headshot

Courtney Norville

Business Development Associate

Courtney Norville joined WarrantyRE in 2023, bringing organizational strength and detail-oriented support developed through her background in property management. In her role as Business Development Associate, she assists clients as they form new companies and move through the early stages of implementation. Her ability to keep processes organized and communication clear is especially valuable for contractors navigating the setup of a new warranty reinsurance structure. Courtney helps ensure clients have the support they need during a critical phase of program development, contributing to a smoother onboarding experience. Her practical mindset and commitment to service make her an important part of the team that helps businesses launch with confidence.

Ryleigh headshot

Ryleigh

Administrative Assistant

Ryleigh joined WarrantyRE in 2020 and quickly became a valued part of the team through her strong desire to help others and support daily operations. As Administrative Assistant, she contributes to the organized, responsive experience clients rely on when working through program setup and ongoing administration. Her role helps keep communication moving, details managed, and internal processes supported so the broader team can serve clients efficiently. Ryleigh's dependable approach and positive attitude strengthen the client experience behind the scenes, especially for businesses that need timely answers and coordinated support. She represents the kind of attentive service that helps WarrantyRE maintain long-term relationships with the contractors and dealers it serves.

Frequently Asked Questions

How much is insurance for a small electrical business?

Premiums for a small electrical business vary based on location, payroll, revenue, services performed, vehicles, claims history, and required coverages such as general liability, workers’ compensation, commercial auto, tools, and bonds. WarrantyRE does not replace those core policies. Instead, it helps electrical contractors create a warranty reinsurance structure to manage labor warranty risk and retain warranty underwriting profits.

Is WarrantyRE traditional electrical contractor insurance?

What insurance does a Colorado electrical contractor usually need?

How does electrical warranty reinsurance help my business?

Can warranty reinsurance reduce callback costs?

Do small electrical contractors qualify for a WarrantyRE program?

What does WarrantyRE manage after setup?

How long does it take to start a warranty reinsurance program?

Still Have Insurance Questions?

Talk with WarrantyRE about contractor-owned warranty reinsurance options.

Trusted Experience

Awards and Recognition

Since 1994 trust badge

Since 1994

Decades of reinsurance program experience.

Industry association sponsor badge

Industry Association Sponsor

Supports associations across the country.

A-rated insurer support badge

A-Rated Insurer Support

Admin obligor structure with insurer backing.

Start Building A Smarter Warranty Program

Tell us about your electrical business, current warranty approach, and goals. WarrantyRE will help you explore whether contractor-owned warranty reinsurance is the right fit.

Contact Us Today

For immediate assistance, feel free to give us a direct call at (804) 824-9533.