Program Setup
WarrantyRE helps plumbing contractors establish their own reinsurance company structure, replacing third-party warranty providers with a contractor-owned model built for long-term profit retention and control.
Help your plumbing company replace third-party warranty costs with a contractor-owned reinsurance structure. WarrantyRE designs and administers programs that turn service agreement and labor warranty revenue into retained underwriting profit, while reducing callback risk and improving customer experience for plumbing business owners nationwide.

Explore the core program components that help plumbing contractors own, fund, and manage warranty-backed service agreement risk.
WarrantyRE helps plumbing contractors establish their own reinsurance company structure, replacing third-party warranty providers with a contractor-owned model built for long-term profit retention and control.
Claims are fully administered by WarrantyRE, helping plumbing businesses manage labor warranty exposure, reduce disruption from callbacks, and maintain a more consistent customer experience.
From legal forms and filings to renewals, tax-related coordination, and reporting, WarrantyRE supports the compliance side of running a plumbing warranty reinsurance program.
Your team receives onboarding and training so service agreement and warranty offerings can be presented clearly, priced properly, and integrated into everyday plumbing sales workflows.
Monthly performance reports, bookkeeping support, and program analysis help plumbing owners track underwriting results and make informed decisions about growth and reserves.
The program is designed to help plumbing contractors capture underwriting profits, improve tax planning opportunities, and turn warranty-backed work into recurring revenue.
WarrantyRE helps plumbing business owners create and manage their own reinsurance company for labor warranties and service agreement exposure. Instead of sending money to outside warranty providers, your company retains underwriting profit in a tax-advantaged structure you own. With setup, claims administration, compliance support, and reporting handled for you, the program is built to improve profitability and control.

See how contractor-owned reinsurance programs help businesses retain profits and improve warranty control.
WarrantyRE combines decades of reinsurance experience with full-service support for business owners.
WarrantyRE has guided business owners with proven reinsurance expertise for over 30 years.
We handle claims, compliance, reporting, bookkeeping, renewals, and legal form coordination.
Programs are built to help plumbing contractors retain underwriting profits instead of losing them.
We serve plumbing contractors across the United States with structured onboarding and ongoing guidance.
Experienced leaders supporting contractor-owned reinsurance programs.

Founder
Tim Byrd founded WarrantyRE in 1994 in Southeast Virginia with a vision to help business owners build more efficient and profitable warranty programs. Over the decades, he has guided the company from its roots in automotive reinsurance into expanded solutions for home service industries, including HVAC. His experience centers on helping owners replace third-party warranty arrangements with contractor-owned structures that retain underwriting profits and improve long-term financial performance. Tim's leadership has shaped WarrantyRE's reputation for practical guidance, compliance-minded administration, and relationship-driven service. His work continues to focus on helping HVAC contractors create stronger businesses through smarter warranty strategy, better customer experience, and sustainable recurring revenue opportunities.

President
As President of WarrantyRE, Taylor Byrd helps lead the company's continued growth in contractor and dealer reinsurance solutions. Taylor supports clients through program development, operational alignment, and long-term strategy designed to help owners keep more of the profits generated by their warranty offerings. With WarrantyRE's decades-long foundation behind her, she plays a key role in maintaining a high standard of service while expanding the company's reach into industries like HVAC. Her leadership supports a client experience centered on clarity, responsiveness, and measurable business value. Taylor works to ensure contractors receive the structure, support, and administrative resources needed to launch and manage reinsurance programs with confidence and consistency.

Vice President
Parker Byrd joined WarrantyRE in 2018 after serving six years in the United States Army as a Crew-Chief on CH-47 helicopters. As Vice President, he brings discipline, operational focus, and a service-first mindset to the company's work with contractors and dealers. Parker supports clients as they establish new reinsurance companies and navigate the practical steps involved in building profitable warranty programs. His background reflects a strong commitment to structure, accountability, and helping businesses operate more effectively. For HVAC contractors, that means working with a team leader who understands the importance of dependable systems, clear processes, and long-term planning. Parker's role helps ensure clients receive steady guidance as they transition away from third-party warranty providers toward ownership and profit retention.

Office Manager / Controller
Heather Spruill joined WarrantyRE in 2013 after earning her MBA and has become a key part of the company’s day-to-day operations and financial oversight. As Office Manager and Controller, she helps ensure clients receive responsive support and organized administration throughout the life of their warranty programs. Her role is especially valuable for contractors who need dependable coordination around reporting, documentation, and internal processes. Heather is known for her commitment to clients and her ability to keep complex workflows moving smoothly, which supports the high-touch service model WarrantyRE is known for. Her blend of financial knowledge, operational discipline, and customer care helps roofing contractors feel supported as they transition to a contractor-owned workmanship warranty structure.

VP of Business Development
Kristi Cashman brings strategic management and marketing expertise to WarrantyRE's client growth efforts. With a passion for helping individuals and businesses reach their highest potential, she works closely with clients who want to improve efficiency, productivity, and profitability through reinsurance. As VP of Business Development, Kristi helps communicate the value of contractor-owned warranty programs in a way that is practical, clear, and growth-focused. Her background supports businesses that need both strategic insight and actionable guidance as they evaluate alternatives to third-party warranty providers. Kristi's ability to connect business goals with operational solutions makes her a valuable resource for contractors looking to build stronger margins and long-term customer loyalty.

Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at WarrantyRE. Her background also includes financial experience as an F&I Manager at a successful dealership, giving her a strong understanding of program performance, customer-facing products, and profitability. That combination helps her support clients with practical insight as they establish and manage their own warranty reinsurance structures. Brenda understands how important clarity, responsiveness, and follow-through are when businesses are making strategic financial decisions. Her experience helps clients feel supported throughout the process, from setup questions to ongoing account needs, making her a dependable point of contact for businesses seeking a more profitable warranty model.

Business Development Associate
Courtney Norville joined WarrantyRE in 2023, bringing organizational strength and detail-oriented support developed through her background in property management. In her role as Business Development Associate, she assists clients as they form new companies and move through the early stages of implementation. Her ability to keep processes organized and communication clear is especially valuable for contractors navigating the setup of a new warranty reinsurance structure. Courtney helps ensure clients have the support they need during a critical phase of program development, contributing to a smoother onboarding experience. Her practical mindset and commitment to service make her an important part of the team that helps businesses launch with confidence.

Administrative Assistant
Ryleigh joined WarrantyRE in 2020 and quickly became a valued part of the team through her strong desire to help others and support daily operations. As Administrative Assistant, she contributes to the organized, responsive experience clients rely on when working through program setup and ongoing administration. Her role helps keep communication moving, details managed, and internal processes supported so the broader team can serve clients efficiently. Ryleigh's dependable approach and positive attitude strengthen the client experience behind the scenes, especially for businesses that need timely answers and coordinated support. She represents the kind of attentive service that helps WarrantyRE maintain long-term relationships with the contractors and dealers it serves.
The 135 rule generally refers to a plumbing fitting guideline used to maintain smoother directional flow by using combinations of 45-degree bends instead of sharp 90-degree turns in certain drainage layouts. It is a field concept, not a reinsurance rule. For service agreement programs, the more relevant issue is making sure covered work, exclusions, and labor warranty terms are clearly documented and consistently administered.
Talk with our team about program structure and next steps.
WarrantyRE supports plumbing contractors across the United States with structured reinsurance program guidance and administration.
Nationwide U.S.
Coverage
30+ Years
Experience
400+ Businesses
Clients Served
Ask about program availability for your plumbing business.
Decades of reinsurance program experience.
Serving clients across the United States.
Active supporter of industry associations.
Tell us about your plumbing business and current warranty model. Our team will review your goals, explain how contractor-owned reinsurance works, and outline what setup, administration, and support could look like for your company.
For immediate assistance, feel free to give us a direct call at (804) 824-9533.
For immediate assistance, feel free to give us a direct call at (804) 824-9533.