Labor Warranty Reinsurance Program for Contractors

Replace third-party warranty costs with a contractor-owned reinsurance structure designed to retain underwriting profits, reduce callback risk, and improve customer experience. WarrantyRE helps contractors nationwide build labor warranty programs with setup, compliance, claims administration, and ongoing support, so your warranty dollars work for your business instead of someone else's.

Contractor reviewing labor warranty reinsurance program details

Our Labor Warranty Reinsurance Services

Contractor-focused reinsurance solutions that help businesses own warranty programs, retain profits, and streamline administration.

HVAC Reinsurance

Set up a contractor-owned reinsurance company for HVAC labor warranties on furnaces, AC systems, heat pumps, and mini splits while retaining underwriting profits.

Plumbing Reinsurance

Reinsure plumbing labor warranties through your own structure, build warranty fees into jobs, and reduce the financial impact of costly callbacks.

Electrical Reinsurance

Create an electrical labor warranty reinsurance program that keeps unused funds with your business and replaces dependence on third-party providers.

Roofing Reinsurance

Protect roofing labor warranties with a contractor-owned reinsurance model that supports claims administration and preserves underwriting profits.

Warranty Company Setup

Launch your own warranty company with support for formation, structure design, compliance, training, bookkeeping, and ongoing optimization.

Claims Administration

WarrantyRE manages claims adjudication and administration so contractors can offer labor warranties without adding internal operational burden.

Contractor-Owned Structure

Keep More Warranty Profit In-House

A labor warranty reinsurance program lets contractors replace outside warranty providers with a structure they own. Instead of sending money out on every covered job, warranty fees are built into pricing and underwriting profits stay with the business. WarrantyRE handles setup, compliance, claims administration, training, and reporting, giving contractors a practical way to improve margins, control the claims experience, and turn warranty coverage into a long-term financial asset.

Advisor explaining contractor-owned warranty reinsurance benefits
Proven Results

Success Stories

See how business owners use reinsurance to retain profits and improve warranty operations.

"We've been very pleased with our relationship with WarrantyRE and assured vehicle protection."

Rob & Dale Fisher

"The program that they put together is just perfect for our organization!"

Andrew Wiley

"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."

Jody Midgette

"WarrantyRE is professional, friendly, and very accurate in all of their reporting!"

Darla Booher

"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."

Tracy Myers

"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."

Michael Darrow

"We've been very pleased with our relationship with WarrantyRE and assured vehicle protection."

Rob & Dale Fisher

"The program that they put together is just perfect for our organization!"

Andrew Wiley

"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."

Jody Midgette

"WarrantyRE is professional, friendly, and very accurate in all of their reporting!"

Darla Booher

"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."

Tracy Myers

"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."

Michael Darrow

"We've been very pleased with our relationship with WarrantyRE and assured vehicle protection."

Rob & Dale Fisher

"The program that they put together is just perfect for our organization!"

Andrew Wiley

"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."

Jody Midgette

"WarrantyRE is professional, friendly, and very accurate in all of their reporting!"

Darla Booher

"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."

Tracy Myers

"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."

Michael Darrow
The WarrantyRE Difference

Why Choose WarrantyRE?

Contractors choose WarrantyRE for experience, administration support, and a model built around long-term profitability.

Since 1994

More than 30 years helping business owners build profitable, compliant reinsurance programs.

Full Administration

We manage claims, reporting, bookkeeping, filings, renewals, and compliance from start to finish.

Fast Setup

Our onboarding process helps contractors launch their own warranty company efficiently and confidently.

Profit Retention

Your business keeps underwriting profits instead of giving them to third-party warranty providers.

Meet The WarrantyRE Team

Experienced leaders supporting contractor reinsurance growth.

Tim Byrd, Founder

Tim Byrd

Founder

Tim Byrd founded WarrantyRE in 1994 in Southeast Virginia with a vision to help business owners build more efficient and profitable warranty programs. Over the decades, he has guided the company from its roots in automotive reinsurance into expanded solutions for home service industries, including HVAC. His experience centers on helping owners replace third-party warranty arrangements with contractor-owned structures that retain underwriting profits and improve long-term financial performance. Tim's leadership has shaped WarrantyRE's reputation for practical guidance, compliance-minded administration, and relationship-driven service. His work continues to focus on helping HVAC contractors create stronger businesses through smarter warranty strategy, better customer experience, and sustainable recurring revenue opportunities.

Taylor Byrd, President

Taylor Byrd

President

As President of WarrantyRE, Taylor Byrd helps lead the company's continued growth in contractor and dealer reinsurance solutions. Taylor supports clients through program development, operational alignment, and long-term strategy designed to help owners keep more of the profits generated by their warranty offerings. With WarrantyRE's decades-long foundation behind her, she plays a key role in maintaining a high standard of service while expanding the company's reach into industries like HVAC. Her leadership supports a client experience centered on clarity, responsiveness, and measurable business value. Taylor works to ensure contractors receive the structure, support, and administrative resources needed to launch and manage reinsurance programs with confidence and consistency.

Parker Byrd, Vice President

Parker Byrd

Vice President

Parker Byrd joined WarrantyRE in 2018 after serving six years in the United States Army as a Crew-Chief on CH-47 helicopters. As Vice President, he brings discipline, operational focus, and a service-first mindset to the company's work with contractors and dealers. Parker supports clients as they establish new reinsurance companies and navigate the practical steps involved in building profitable warranty programs. His background reflects a strong commitment to structure, accountability, and helping businesses operate more effectively. For HVAC contractors, that means working with a team leader who understands the importance of dependable systems, clear processes, and long-term planning. Parker's role helps ensure clients receive steady guidance as they transition away from third-party warranty providers toward ownership and profit retention.

Heather Spruill, Office Manager and Controller

Heather Spruill

Office Manager / Controller

Heather Spruill joined WarrantyRE in 2013 after earning her MBA and has become a key part of the company’s day-to-day operations and financial oversight. As Office Manager and Controller, she helps ensure clients receive responsive support and organized administration throughout the life of their warranty programs. Her role is especially valuable for contractors who need dependable coordination around reporting, documentation, and internal processes. Heather is known for her commitment to clients and her ability to keep complex workflows moving smoothly, which supports the high-touch service model WarrantyRE is known for. Her blend of financial knowledge, operational discipline, and customer care helps roofing contractors feel supported as they transition to a contractor-owned workmanship warranty structure.

Kristi Cashman VP of Business Development headshot

Kristi Cashman

VP of Business Development

Kristi Cashman brings strategic management and marketing expertise to WarrantyRE's client growth efforts. With a passion for helping individuals and businesses reach their highest potential, she works closely with clients who want to improve efficiency, productivity, and profitability through reinsurance. As VP of Business Development, Kristi helps communicate the value of contractor-owned warranty programs in a way that is practical, clear, and growth-focused. Her background supports businesses that need both strategic insight and actionable guidance as they evaluate alternatives to third-party warranty providers. Kristi's ability to connect business goals with operational solutions makes her a valuable resource for contractors looking to build stronger margins and long-term customer loyalty.

Brenda West headshot

Brenda West

Account Manager

Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at WarrantyRE. Her background also includes financial experience as an F&I Manager at a successful dealership, giving her a strong understanding of program performance, customer-facing products, and profitability. That combination helps her support clients with practical insight as they establish and manage their own warranty reinsurance structures. Brenda understands how important clarity, responsiveness, and follow-through are when businesses are making strategic financial decisions. Her experience helps clients feel supported throughout the process, from setup questions to ongoing account needs, making her a dependable point of contact for businesses seeking a more profitable warranty model.

Courtney Norville headshot

Courtney Norville

Business Development Associate

Courtney Norville joined WarrantyRE in 2023, bringing organizational strength and detail-oriented support developed through her background in property management. In her role as Business Development Associate, she assists clients as they form new companies and move through the early stages of implementation. Her ability to keep processes organized and communication clear is especially valuable for contractors navigating the setup of a new warranty reinsurance structure. Courtney helps ensure clients have the support they need during a critical phase of program development, contributing to a smoother onboarding experience. Her practical mindset and commitment to service make her an important part of the team that helps businesses launch with confidence.

Ryleigh headshot

Ryleigh

Administrative Assistant

Ryleigh joined WarrantyRE in 2020 and quickly became a valued part of the team through her strong desire to help others and support daily operations. As Administrative Assistant, she contributes to the organized, responsive experience clients rely on when working through program setup and ongoing administration. Her role helps keep communication moving, details managed, and internal processes supported so the broader team can serve clients efficiently. Ryleigh's dependable approach and positive attitude strengthen the client experience behind the scenes, especially for businesses that need timely answers and coordinated support. She represents the kind of attentive service that helps WarrantyRE maintain long-term relationships with the contractors and dealers it serves.

Frequently Asked Questions

How does a labor warranty work?

A labor warranty covers the contractor's labor cost to correct qualifying workmanship-related issues during the stated warranty term. In a reinsurance model, the contractor builds the warranty fee into job pricing, and those funds support covered claims. WarrantyRE administers claims and program operations, while the contractor-owned reinsurance structure retains unused underwriting profits instead of sending them to a third-party warranty company.

What does a labor warranty cover?

Who is this program designed for?

Is this a warranty sold directly to homeowners?

What are the main benefits of contractor-owned warranty reinsurance?

What does WarrantyRE handle as part of the program?

How long has WarrantyRE been helping businesses with reinsurance?

Can contractors across the United States use this program?

Still Have Questions About Reinsurance?

Talk with our team about structure, setup, and contractor fit.

Trusted Experience

Awards and Recognition

Since 1994 trust badge

Since 1994

Decades of reinsurance program experience.

400 plus clients trust badge

400+ Clients

Supported hundreds of business owners.

Nationwide support trust badge

Nationwide Support

Serving contractors across the U.S.

Build a More Profitable Warranty Program

Tell us about your business and current warranty model. Our team will review your goals and explain how a contractor-owned labor warranty reinsurance program can be structured.

Contact Us Today

For immediate assistance, feel free to give us a direct call at (804) 824-9533.