Customer Funded Warranty Programs for Contractors

Help your contracting business stop sending warranty dollars to third-party providers. WarrantyRE builds customer funded warranty programs that let contractors retain underwriting profits, reduce callback risk, and improve the ownership experience. Backed by more than 30 years in reinsurance, the program is structured, administered, and supported by a team that understands contractor operations.

Contractor reviewing a customer funded warranty program

Our Customer Funded Warranty Program Services

Flexible reinsurance solutions built for contractors who want to own, fund, and profit from their warranty programs.

Own Warranty Company

Set up a contractor-owned warranty reinsurance company that keeps underwriting profits in your business instead of sending them to outside warranty providers.

Claims Administration

WarrantyRE fully administers claims adjudication and warranty operations, helping contractors control the customer experience while reducing internal administrative burden.

Program Compliance

Receive support for legal forms, filings, renewals, tax returns, and ongoing compliance so your warranty structure stays organized and properly maintained.

HVAC Reinsurance

Create a customer funded labor warranty program for furnace, AC, heat pump, and mini split installations while retaining unused funds and underwriting gains.

Plumbing Reinsurance

Build plumbing labor warranty coverage into job pricing and protect your company from costly callbacks through a contractor-owned reinsurance structure.

Roofing Reinsurance

Support roofing and exterior warranty obligations with a reinsurance program designed to retain profits, manage claims, and strengthen long-term business value.

Contractor Owned Growth

Turn Warranty Costs Into Profit

Customer funded warranty programs help contractors build warranty fees into their pricing, reinsure labor obligations through their own company, and keep unused funds instead of losing them to third parties. WarrantyRE handles formation, compliance, claims administration, bookkeeping, and training, giving owners a practical way to improve margins, protect against warranty risk, and create recurring financial value from everyday installs and service work.

Warranty planning session for a contractor business
Proven Results

Success Stories

See how contractor and dealer clients use reinsurance to retain profits and improve warranty performance.

"We've been very pleased with our relationship with WarrantyRE and assured vehicle protection."

Rob & Dale Fisher

"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."

Jody Midgette

"WarrantyRE is professional, friendly, and very accurate in all of their reporting!"

Darla Booher

"The program that they put together is just perfect for our organization!"

Andrew Wiley

"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."

Michael Darrow

"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."

Tracy Myers

"We've been very pleased with our relationship with WarrantyRE and assured vehicle protection."

Rob & Dale Fisher

"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."

Jody Midgette

"WarrantyRE is professional, friendly, and very accurate in all of their reporting!"

Darla Booher

"The program that they put together is just perfect for our organization!"

Andrew Wiley

"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."

Michael Darrow

"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."

Tracy Myers

"We've been very pleased with our relationship with WarrantyRE and assured vehicle protection."

Rob & Dale Fisher

"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."

Jody Midgette

"WarrantyRE is professional, friendly, and very accurate in all of their reporting!"

Darla Booher

"The program that they put together is just perfect for our organization!"

Andrew Wiley

"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."

Michael Darrow

"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."

Tracy Myers
The WarrantyRE Difference

Why Choose WarrantyRE?

Contractors choose WarrantyRE for experienced guidance, full administration, and a model built around long-term profitability.

Since 1994

More than 30 years of reinsurance experience supporting business owners with proven program structures.

Full Administration

We manage claims, bookkeeping, filings, renewals, and reporting so your team stays focused on operations.

Contractor Focus

Programs are tailored for HVAC, plumbing, electrical, roofing, and other contractor business models.

Profit Retention

Your company keeps underwriting profits and unused funds rather than paying them to outside providers.

Meet The WarrantyRE Team

Experienced leaders supporting contractor warranty growth.

Tim Byrd headshot

Tim Byrd

Founder

Tim Byrd founded WarrantyRE in 1994 in Southeast Virginia with a vision to help business owners build more efficient and profitable warranty programs. Over the decades, he has guided the company from its roots in automotive reinsurance into broader solutions for home service contractors. His experience centers on helping owners replace third-party warranty arrangements with structures they can own and benefit from directly. Tim's long-term perspective, practical understanding of underwriting, and commitment to client profitability have shaped WarrantyRE's reputation as a trusted reinsurance partner. His leadership continues to influence the company's focus on education, compliance, and sustainable growth for contractors nationwide.

Taylor Byrd headshot

Taylor Byrd

President

As President of WarrantyRE, Taylor Byrd helps lead the company's continued growth in contractor and dealer reinsurance solutions. Taylor supports clients as they evaluate how customer funded warranty programs can improve profitability, strengthen customer retention, and create long-term business value. With a focus on operational clarity and client support, Taylor helps ensure each program is backed by strong onboarding, responsive communication, and practical execution. His leadership contributes to WarrantyRE's mission of helping business owners take control of their warranty economics instead of relying on outside providers. He plays an important role in advancing the company's service model while maintaining the family-led values that have shaped the business since 1994.

Parker Byrd headshot

Parker Byrd

Vice President

Parker Byrd joined WarrantyRE in 2018 after serving six years in the United States Army as a Crew-Chief on CH-47 Helicopters. His background brings discipline, accountability, and a service-first mindset to the company's work with contractors and dealers. As Vice President, Parker supports clients through program development and ongoing relationship management, helping business owners understand how reinsurance can protect against warranty risk while improving profitability. He is also pursuing a degree in Business Administration, adding to his practical leadership experience. Based in Tappahannock, Virginia, Parker reflects the company's strong regional roots while helping extend WarrantyRE's reach to clients across the country.

Heather Spruill headshot

Heather Spruill

Office Manager / Controller

Heather Spruill joined WarrantyRE in 2013 after earning her MBA in 2012 and has become a key part of the company's client support and financial operations. As Office Manager and Controller, she helps keep internal processes organized while supporting contractors and dealers with the responsiveness and care that clients value. Her commitment to service is reflected in the strong relationships she builds from the first conversation onward. Heather's background in business administration supports WarrantyRE's emphasis on structure, accountability, and dependable follow-through. Outside of work, she is active in volunteer efforts and community service, reflecting the people-first culture that helps define the company.

Frequently Asked Questions

What is a customer funded warranty program for contractors?

A customer funded warranty program is a structure where warranty fees are built into your job or installation pricing and backed through your own reinsurance company. Instead of paying a third-party warranty provider to keep those profits, your contracting business retains underwriting gains, while WarrantyRE supports setup, administration, and claims handling.

Is this a warranty sold directly to homeowners?

Which types of contractors can use this program?

How does a contractor make money from a warranty reinsurance program?

What does WarrantyRE handle for the contractor?

How long does it take to set up a contractor-owned warranty company?

Do I need to manage claims and compliance on my own?

Why choose this instead of a third-party warranty provider?

Still Have Questions About Reinsurance?

Talk with our team about your contractor warranty program options.

Trusted Experience

Awards and Recognition

Since 1994 trust badge

Since 1994

Decades of reinsurance program experience.

400 plus clients served badge

400+ Clients Served

Broad track record across the U.S.

Industry association sponsor badge

Industry Association Sponsor

Active supporter of industry groups.

Build a More Profitable Warranty Program

Tell us about your contracting business and current warranty model. Our team will review your goals and explain how a customer funded program can be structured for long-term profitability and support.

Contact Us Today

For immediate assistance, feel free to give us a direct call at (804) 824-9533