Plumbing Contractor Insurance in Michigan: Coverage and Quotes

Michigan plumbing contractors need warranty strategies that protect margins without handing profits to third-party providers. WarrantyRE helps you explore coverage structures and quotes for contractor-owned plumbing warranty reinsurance, with claims administration, compliance-minded support, and practical guidance tailored to busy shops serving homes through Detroit, Grand Rapids, Lansing, and beyond, built around real service-call risk and seasonal demand.

Michigan plumbing contractor reviewing warranty reinsurance options

Our Plumbing Contractor Insurance Services

WarrantyRE helps plumbing owners structure, administer, and optimize contractor-owned warranty reinsurance programs that protect callbacks and retain profits.

Warranty Reinsurance

Set up a plumbing warranty reinsurance structure that lets your business reinsure labor warranties, build warranty fees into jobs, and retain underwriting profits instead of paying third-party providers.

Company Setup

WarrantyRE supports company formation, structure design, compliance, legal forms, filings, tax returns, renewals, and onboarding so plumbing contractors can launch with confidence.

Claims Administration

Your program includes managed claims adjudication, performance reporting, financial bookkeeping, training, and ongoing optimization to reduce callback risk while improving customer experience.

Advisor guiding plumbing contractor through warranty reinsurance setup

Our Warranty Reinsurance Setup Process

Review Your Plumbing Warranty Exposure

We evaluate your service work, callback patterns, labor warranty approach, and current third-party costs so your Michigan plumbing business understands where profits are being lost and how reinsurance may fit.

Design Your Owned Reinsurance Structure

Build Pricing and Train Your Team

Administer Claims and Track Performance

Trusted Reinsurance Guidance

Proven Program Support

WarrantyRE helps business owners replace third-party warranty programs with profit-focused reinsurance structures they own.

"WarrantyRE is professional, friendly, and very accurate in all of their reporting!"

Darla Booher
The WarrantyRE Difference

Why Choose WarrantyRE?

WarrantyRE combines decades of reinsurance experience with full-service administration for contractor-owned warranty programs.

Since 1994

Founded in 1994, WarrantyRE brings decades of reinsurance experience to Michigan plumbing owners.

Profit Retention

Keep underwriting profits that third-party warranty providers typically capture from your service work.

Full Administration

Claims, compliance, reporting, bookkeeping, forms, filings, taxes, and renewals are managed for you.

Owner Aligned

Our model supports contractors facing Michigan callback costs, seasonal demand, and customer expectations.

Meet The WarrantyRE Team

Experienced reinsurance specialists supporting contractor-owned warranty programs.

Tim Byrd, Founder

Tim Byrd

Founder

Tim Byrd founded WarrantyRE in 1994 in Southeast Virginia with a vision to help business owners build more efficient and profitable warranty programs. Over the decades, he has guided the company from its roots in automotive reinsurance into expanded solutions for home service industries, including HVAC. His experience centers on helping owners replace third-party warranty arrangements with contractor-owned structures that retain underwriting profits and improve long-term financial performance. Tim's leadership has shaped WarrantyRE's reputation for practical guidance, compliance-minded administration, and relationship-driven service. His work continues to focus on helping HVAC contractors create stronger businesses through smarter warranty strategy, better customer experience, and sustainable recurring revenue opportunities.

Taylor Byrd, President

Taylor Byrd

President

As President of WarrantyRE, Taylor Byrd helps lead the company's continued growth in contractor and dealer reinsurance solutions. Taylor supports clients through program development, operational alignment, and long-term strategy designed to help owners keep more of the profits generated by their warranty offerings. With WarrantyRE's decades-long foundation behind her, she plays a key role in maintaining a high standard of service while expanding the company's reach into industries like HVAC. Her leadership supports a client experience centered on clarity, responsiveness, and measurable business value. Taylor works to ensure contractors receive the structure, support, and administrative resources needed to launch and manage reinsurance programs with confidence and consistency.

Parker Byrd, Vice President

Parker Byrd

Vice President

Parker Byrd joined WarrantyRE in 2018 after serving six years in the United States Army as a Crew-Chief on CH-47 helicopters. As Vice President, he brings discipline, operational focus, and a service-first mindset to the company's work with contractors and dealers. Parker supports clients as they establish new reinsurance companies and navigate the practical steps involved in building profitable warranty programs. His background reflects a strong commitment to structure, accountability, and helping businesses operate more effectively. For HVAC contractors, that means working with a team leader who understands the importance of dependable systems, clear processes, and long-term planning. Parker's role helps ensure clients receive steady guidance as they transition away from third-party warranty providers toward ownership and profit retention.

Heather Spruill, Office Manager and Controller

Heather Spruill

Office Manager / Controller

Heather Spruill joined WarrantyRE in 2013 after earning her MBA and has become a key part of the company’s day-to-day operations and financial oversight. As Office Manager and Controller, she helps ensure clients receive responsive support and organized administration throughout the life of their warranty programs. Her role is especially valuable for contractors who need dependable coordination around reporting, documentation, and internal processes. Heather is known for her commitment to clients and her ability to keep complex workflows moving smoothly, which supports the high-touch service model WarrantyRE is known for. Her blend of financial knowledge, operational discipline, and customer care helps roofing contractors feel supported as they transition to a contractor-owned workmanship warranty structure.

Kristi Cashman VP of Business Development headshot

Kristi Cashman

VP of Business Development

Kristi Cashman brings strategic management and marketing expertise to WarrantyRE's client growth efforts. With a passion for helping individuals and businesses reach their highest potential, she works closely with clients who want to improve efficiency, productivity, and profitability through reinsurance. As VP of Business Development, Kristi helps communicate the value of contractor-owned warranty programs in a way that is practical, clear, and growth-focused. Her background supports businesses that need both strategic insight and actionable guidance as they evaluate alternatives to third-party warranty providers. Kristi's ability to connect business goals with operational solutions makes her a valuable resource for contractors looking to build stronger margins and long-term customer loyalty.

Brenda West headshot

Brenda West

Account Manager

Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at WarrantyRE. Her background also includes financial experience as an F&I Manager at a successful dealership, giving her a strong understanding of program performance, customer-facing products, and profitability. That combination helps her support clients with practical insight as they establish and manage their own warranty reinsurance structures. Brenda understands how important clarity, responsiveness, and follow-through are when businesses are making strategic financial decisions. Her experience helps clients feel supported throughout the process, from setup questions to ongoing account needs, making her a dependable point of contact for businesses seeking a more profitable warranty model.

Courtney Norville headshot

Courtney Norville

Business Development Associate

Courtney Norville joined WarrantyRE in 2023, bringing organizational strength and detail-oriented support developed through her background in property management. In her role as Business Development Associate, she assists clients as they form new companies and move through the early stages of implementation. Her ability to keep processes organized and communication clear is especially valuable for contractors navigating the setup of a new warranty reinsurance structure. Courtney helps ensure clients have the support they need during a critical phase of program development, contributing to a smoother onboarding experience. Her practical mindset and commitment to service make her an important part of the team that helps businesses launch with confidence.

Ryleigh headshot

Ryleigh

Administrative Assistant

Ryleigh joined WarrantyRE in 2020 and quickly became a valued part of the team through her strong desire to help others and support daily operations. As Administrative Assistant, she contributes to the organized, responsive experience clients rely on when working through program setup and ongoing administration. Her role helps keep communication moving, details managed, and internal processes supported so the broader team can serve clients efficiently. Ryleigh's dependable approach and positive attitude strengthen the client experience behind the scenes, especially for businesses that need timely answers and coordinated support. She represents the kind of attentive service that helps WarrantyRE maintain long-term relationships with the contractors and dealers it serves.

Frequently Asked Questions

How much is insurance for a plumbing company?

Traditional plumbing insurance costs vary based on payroll, vehicle use, job type, claims history, and coverage limits. WarrantyRE focuses on plumbing labor warranty reinsurance, not a standard general liability policy. A quote is built around your warranty volume, service mix, pricing model, and callback exposure so you can evaluate whether owning the warranty structure improves long-term profitability.

What type of insurance covers plumbing?

Is WarrantyRE the same as general liability insurance?

Can Michigan plumbing contractors own their own warranty company?

What is included in a plumbing warranty reinsurance quote?

Does warranty reinsurance help reduce callback costs?

Who handles claims for the plumbing warranty program?

How is plumbing warranty reinsurance different from a third-party warranty provider?

Still Have Coverage Questions?

Talk with WarrantyRE about quotes, structure, and program fit.

Certified & Trusted

Awards and Recognition

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Since 1994

Over 30 years of reinsurance experience.

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Industry Association Sponsor

Active sponsor of national industry associations.

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A-Rated Support

Reinsurance company supported by A-rated insurers.

Get a Plumbing Reinsurance Quote

Share your plumbing business details, current warranty approach, and service volume. WarrantyRE will help you understand the structure, coverage considerations, and quote factors for a contractor-owned warranty reinsurance program.

Contact Us Today

For immediate assistance, feel free to give us a direct call at (804) 824-9533.